Dear Students,
Recently, there has been a significant increase in incidents involving the use of university students' bank accounts and digital wallets by third parties for activities such as fraud, illegal betting, and money laundering of proceeds from drug trafficking.
Knowingly and willingly allowing your bank accounts or digital wallets registered in your name to be used by others for reasons such as "earning a commission", "helping with debt payments", "using it just once", "harmless money transfers" or similar purposes may result in criminal and civil liability under the Turkish Penal Code and relevant legislation.
As the account holder, you may be held responsible for transactions carried out through your accounts, regardless of who actually performs the transaction.
What You May Face If You Allow Others to Use Your Accounts
If you allow others to use your accounts, you may face criminal investigations and prosecutions, the creation of a criminal record, being classified as a high-risk customer by banks, restrictions on your bank accounts, rejection of loan and credit card applications, judicial control measures (including travel bans), and compensation claims filed by victims. In such circumstances, statements such as "I didn't know", "I was just trying to help", or "I was only an intermediary" may not provide legal protection.
It is important to reject any offer from people you know or do not know that promises financial gain in exchange for sharing your account or IBAN, and to report any suspicious situations immediately to the relevant security authorities.
